Two lines of business, appointed with carriers who actually want the risk.
From a single owner-operator to a full regional fleet — coverage scoped to your DOT authority, radius, and commodities.
Required coverage for bodily injury and property damage while operating under your authority.
Covers the truck when it's being used off-dispatch — commuting or personal use between loads.
Protects the freight you're hauling against damage, theft, or loss in transit.
Comprehensive and collision coverage for tractors and trailers you own or finance.
Third-party bodily injury and property damage that happens off the road — at a dock or yard.
Covers trailers you don't own but are legally responsible for under an interchange agreement.
Covers spoiled cargo when a refrigeration unit fails in transit.
Additional limits above your primary liability for higher-value freight or contract requirements.
Required coverage for employee drivers and yard staff, where applicable.
For owner-operators, their families, and anyone who wants an agency that already knows their file.
Bodily injury and property damage liability limits that fit your state's requirements and your risk.
Repairs or replaces your vehicle after an accident, regardless of fault.
Covers theft, vandalism, weather, and other non-collision damage.
Protects you when the at-fault driver doesn't carry enough coverage — or any at all.
Towing, lockout, and a rental car while your vehicle is being repaired.
Bundle with an existing commercial policy for a lower combined rate.
Bobtail refers to driving a tractor without a trailer attached; non-trucking liability is the coverage that applies during that time and other off-dispatch use. In practice, most policies bundle them — we'll walk through exactly what applies to your operation.
Same business day for active policyholders. Most requests are turned around within a couple of hours during business hours.
Yes — several of our appointed carriers accept new ventures. Terms and premium vary based on experience, radius, and equipment, so we'll walk you through realistic options rather than a rough guess.
Yes — that's one of the reasons we write both lines. One point of contact, and often a multi-policy discount.
